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Debt Validation Program

Debt Validation refers to a consumer’s right to challenge a debt and receive verification of a debt from a Debt Collector. If the validity of the debt is not disputed within 30 days of receiving the first collection letter, the Agency can assume the debt is valid. The Debt Collector has a right to use all legal collection efforts against you. When LIBERATE DEBT demands the verification of the name and address of the original creditor, the Collection Agency must pause its collection efforts and cannot resume them before fact-checking the debt information with the original Creditor and mailing you the verification.

Debt Negotiation or Debt Settlement

Debt Negotiation or Debt Settlement is the process that benefits all parties with the scales tipped on the side of the Consumer to bring an amicable end to obligations. This is done through Liberate Debt working with your Creditors on your behalf to either: 1) to modify the amount of obligated monies owed to a point that the Negotiated Agreed Upon Amount can be paid in Full (Clients who have the cash to be able to Pay-in-Full), or 2) to modify the amount of obligated monies owed to a point that the Agreed Upon Settlement Amount can then be made by monthly payments. We work it out to your advantage! We are here to help… and WE DEFINITELY CAN!

Credit Restoration

The process by which credit lines are returned to their original condition by repairing, clearing or removing them to create a clean and fresh start.

Your Next Steps In Taking Action!

01
Step 1
Call or Email to get started.
02
Step 2
Tell us about your financial situation.
03
Step 3
Review your options.

Let Us Verify Your Actual Debt.

Call or email us today to tell us about your current financial situation. Let's work on a plan to LIBERATE YOUR DEBT together!

Contact Us
Liberate Debt
  • 888-764-4812
  • P.O. Box 79435 Corona CA 92877-0181
  • Monday - Friday: 9:00am - 5:00pm
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Please note that all calls with the Company may be recorded or monitored for quality assurance as well as training purposes. Clients who make all their monthly program payments pay approximately 50% of their enrolled balance before fees, or 68% to 75% including fees, over 24 to 48 months. Not all Clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on our own professional experience and prior achieved results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts. We do not make monthly payments to your Creditors. We do not provide tax, bankruptcy, accounting or legal advice. We are not a Credit Repair Company. Our Credit Restoration Service is not available in all states and our fees may vary from state to state. Please contact a Tax Professional to discuss any potential tax consequences of less than full balance debt resolution. Please read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, and affect your Credit Score. It may result in you being subject to collections or being sued by Creditors or Collection Agencies, and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements that we obtain on your behalf will resolve the entire account amount, inclusive of all accrued fees and interest.
Liberate Debt 01/14/2021

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